WELLNEST FESTIVAL – In a significant expansion of its healthcare offerings, BPJS Kesehatan, Indonesia’s national health insurance provider, is now covering psychological counseling and other preventive health services. This move, announced at the CNN Indonesia Wellnest Festival Vol. 2 in Jakarta, signifies a growing recognition of the importance of mental well-being and proactive health management within the national healthcare framework.
The announcement was made by Dr. Lula Kamal, a member of the BPJS Kesehatan Supervisory Board, during a talk show held at the South Quarter Dome in Cilandak, Jakarta Selatan, on Tuesday, July 21, 2026. Dr. Kamal emphasized that BPJS Kesehatan’s services extend beyond traditional treatment for illness, now actively promoting and facilitating access to a comprehensive range of health services, including routine health check-ups and consultations with psychologists at primary healthcare facilities (Puskesmas) and other first-level health centers (FKTP).
"We are now keenly aware of the importance of mental health, and that’s why Puskesmas or FKTPs and clinics are equipped with psychologists. You are welcome to share your concerns; it’s better to talk to a psychologist, as your conversations will remain confidential," Dr. Kamal stated, encouraging individuals to seek professional help for psychological issues without hesitation.
This initiative aligns with a broader global trend acknowledging the interconnectedness of physical and mental health. International organizations like the World Health Organization (WHO) have consistently highlighted the significant burden of mental health conditions worldwide, advocating for their integration into primary healthcare systems. For instance, the WHO estimates that depression and anxiety disorders cost the global economy US$1 trillion each year in lost productivity. By incorporating mental health services, BPJS Kesehatan is taking a proactive step to address these costs and improve the overall well-being of its 220 million-plus members.
The expansion also reflects a maturing understanding of healthcare, shifting from a purely reactive, illness-focused model to a more holistic, preventive, and promotive approach. This paradigm shift is crucial for long-term public health sustainability, aiming to reduce the incidence of chronic diseases and the associated healthcare expenditures.
Expanding Access: From Puskesmas to Online Consultations
Dr. Kamal detailed that the integration of psychological services at FKTPs aims to make mental health support more accessible and less stigmatized. This means that individuals experiencing stress, anxiety, depression, or other psychological challenges can now visit their local Puskesmas or FKTP and consult with a psychologist, with their consultations covered by BPJS Kesehatan. This is a significant departure from previous models where such specialized services were often difficult to access or prohibitively expensive for many.
Furthermore, BPJS Kesehatan is actively working on developing an online consultation platform. This digital initiative is designed to further enhance accessibility, allowing individuals to seek help remotely and at their convenience. While the exact timeline for the full rollout of the online service was not specified, Dr. Kamal indicated that it is a priority, aiming to provide even faster and more convenient access to mental health professionals.

"We will soon have services that are even faster and can be accessed online. So, you can share your story," she said. She also acknowledged the existing availability of various online counseling services that individuals can utilize, further underscoring the growing ecosystem of mental health support.
The increasing awareness of mental health, particularly among younger generations, was also a key point in Dr. Kamal’s address. She observed a positive trend in public consciousness regarding the importance of mental well-being. "Now, from the graphs, many people understand, many are aware of their mental health," she noted. This heightened awareness, coupled with increased accessibility, is expected to lead to earlier intervention and better outcomes for individuals struggling with mental health issues.
BPJS Kesehatan: More Than Just Treatment
Beyond the new mental health services, Dr. Kamal reiterated the core message that BPJS Kesehatan is intended for comprehensive health management, not solely for treating illnesses. She strongly encouraged JKN participants to leverage their membership for preventive health measures and regular check-ups, emphasizing the principle of "health before sickness."
"If needed, please use it. But more importantly, use BPJS to maintain health. Not just when you are sick," she urged. This proactive approach involves encouraging routine health screenings, such as blood pressure checks, blood sugar monitoring, and cholesterol level tests.
Dr. Kamal highlighted that many serious diseases often manifest without early symptoms, leading to diagnoses only when the condition has significantly worsened. This underscores the critical role of regular check-ups in early detection and intervention. "Don’t wait for symptoms. Look for the signs. How? Get checked. Once a month or every three months," she advised.
The data on non-communicable diseases (NCDs) in Indonesia further validates this emphasis on preventive care. According to the Ministry of Health, NCDs such as cardiovascular diseases, diabetes, and certain cancers are leading causes of mortality and morbidity in the country. Early detection through regular check-ups can significantly reduce the risk of complications and improve treatment outcomes, ultimately lowering the burden on the healthcare system. For instance, early detection of hypertension can prevent stroke and heart disease, while early detection of diabetes can prevent complications like kidney failure and blindness.
Leveraging Puskesmas: A Hub for Accessible Health
Dr. Kamal also lauded the advancements in Puskesmas facilities, particularly in urban centers like Jakarta, describing them as increasingly well-equipped and user-friendly. She invited the public to visit their local Puskesmas for free basic health checks, including blood pressure, blood sugar, and cholesterol tests, services that would otherwise incur costs if sought through private laboratories.

"You can visit the Puskesmas in Jakarta, which are now very good. To check your blood pressure, check your blood sugar, check your cholesterol for free. If you go to a laboratory, you have to pay," she pointed out.
The revitalization and enhancement of Puskesmas nationwide have been a strategic priority for the Indonesian government to strengthen primary healthcare. These facilities serve as the first point of contact for most Indonesians within the JKN system, and their improved capacity ensures a more efficient and effective delivery of essential health services. The integration of more advanced diagnostic tools and a wider range of specialist consultations at the Puskesmas level contributes to a more robust primary healthcare network.
A Collective Responsibility: The "Gotong Royong" of BPJS Kesehatan
Concluding her remarks, Dr. Kamal underscored the fundamental principle of BPJS Kesehatan as a "gotong royong" (mutual cooperation) program, owned by all JKN participants. She explained that the funding for BPJS Kesehatan comes from the collective contributions of its members, emphasizing that it is a shared resource.
"BPJS belongs to us, not to the state. Because the money is all yours, my money. I also save in a piggy bank called JKN. We save together. The agreement is that if someone gets sick later, we will all pay for the sick people in Indonesia from our collective savings," she articulated.
This "gotong royong" principle is the bedrock of social health insurance systems globally. It ensures that those who are healthy contribute to the care of those who are sick, creating a safety net for everyone. In the context of Indonesia’s vast and diverse population, this principle is particularly vital for achieving universal health coverage and ensuring that no one is left behind due to financial constraints when seeking necessary medical care. The success of BPJS Kesehatan hinges on sustained public participation, trust, and the effective management of these collective funds to provide comprehensive and equitable healthcare for all citizens.
The Wellnest Festival, in its second iteration, serves as a vital platform for disseminating information about health and wellness, fostering dialogue between healthcare providers, policymakers, and the public. By featuring prominent figures like Dr. Lula Kamal and focusing on critical topics such as mental health and preventive care, the festival contributes to a more informed and health-conscious society, empowering individuals to take greater control of their well-being and effectively utilize the resources provided by BPJS Kesehatan. The expansion of services to include mental health and a stronger emphasis on prevention mark a pivotal moment in Indonesia’s journey towards a healthier future for all its citizens.
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